Perhaps put more simply: unless you are in the habit of growing and harvesting all your own food, making your own clothes, fixing your own car, generating the power to run your household appliances, and performing dentistry on yourself (among other things) you are receiving accommodations. This is how society works — none of us exists in a vacuum. You might say that you have indirectly earned these services by, for instance, having a job that enables you to pay for them — but it’s very likely that your job also provides you with particular accommodations (such as artificial light — something you’re generally dependent upon unless you’re blind), convenient access to food and water, and restrooms. It might take some initial investment to produce a more accommodating, more inclusive environment, but that kind of environment tends to expand the pool of people who can work there, meaning that everyone wins.